Real estate appraisal services for homeowners in the city of Houston and Harris County

Here are the top seven reasons why TX homeowners need Paradigm Appraisal Group, Inc:

  1. To get a pre-listing appraisal (whether they're selling the home on their own or using a real estate agent)
  2. Challenge property tax assessments
  3. Remove PMI to lower your mortgage payment
  4. Reinstate their Home Equity Line of Credit (or HELOC)
  5. Verify another appraiser's report
  6. In the case of a TX divorce, when real estate needs to be divided
  7. Determine the true market value of property in question to settle an estate in TX

Need help deciding the price of your house in or near Houston, TX?
Contact Paradigm Appraisal Group, Inc.

At Paradigm Appraisal Group, Inc, we understand the unique needs of a customer in need of appraisal services. Our usual business clients are used to the appraisal process and the customary reporting formats. As our client, we will provide you with extra guidance and explanations through the appraisal process to understand what we do and how we document the results of our analysis.

For Sale By Owner (FSBO)/Pre-Listing Services

It's very hard to be objective about your own home because you most likely have an emotional attachment to it. The professional appraisers at Paradigm Appraisal Group, Inc will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very crucial as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your property will attract many interested buyers. The appraisal is something concrete to show your buyer. The appraisal is an independent third party's opinion of your property's price, not just how much you think your home is worth. Interested buyers assume you have an emotional attachment to your home and will be far more likely to give credibility to a qualified appraiser's value report than yours.

Need to remove PMI?

PMI stands for Private Mortgage Insurance. A fashionable way to cut costs for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your property. In most cases you can apply to the lender to have the PMI eliminated from your loan. Paradigm Appraisal Group, Inc is veterans in helping folks just like you do away with undesirable PMI insurance.

Challenge property tax assessments

If you live in an area that is declining or is not appreciating as much as other houses close to yours, your local tax assessor may have your house overvalued. That means you are probably paying more taxes than you should. The earlier you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. A professional appraisal from Paradigm Appraisal Group, Inc is your number one weapon when challenging your property tax assessment.

Was your HELOC recently frozen?

Your lender might make the decision to automatically freeze your home equity line of credit (HELOC) if your home is in a declining area -- even if your specific property has not declined in value. This can this be inopportune from a cash flow viewpoint, and damaging to your credit score since it may appear as though that credit line is maxed out. Paradigm Appraisal Group, Inc can help you reinstate your HELOC.

We Also Offer Field and Desktop Appraisal Review Services

Would you prefer a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you desire an expert to double-check your appraisal for verity? In a field review we will go out and check the subject and comps in question. Or, if you're in a hurry, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal you may have in your possession. While usually requested by banks, you may wish to make use of this service if you suspect mortgage fraud related to your property.